Wednesday, February 10, 2010

PLEASE HELP! Credit Score damaged by false accusation...need immediate advice.?

My boyfriend is currently in the process of buying a house. His credit score used to be great (upper 700s) but the lender just called him to let him know that His credit score dropped because Verizon Fios put a complaint on him for not paying for the rental equipment. He said that he did get a letter from them a few months ago but he checked a box saying that he disagrees with the complaint and that he had not heard anything since then. Do we contact Verizon Fios directly? He thinks we have to go through the debt collection agency but that could take so long. The rental equipment was turned in sometime around October of 2008 (in case that is important).





He has evidence to prove that he canceled the account properly but he didn't keep anything from the day he actually returned the equipment. But I was there with him so I know it was returned.





Please give us some advice on how we can handle this quickly. This couldn't have happened at a worse time. Any honest advice would be very much appreciated and in the meantime I will try and surf around to find a number to call.


THANK YOU.PLEASE HELP! Credit Score damaged by false accusation...need immediate advice.?
Get a free copy of your credit report by calling 1-877-322-8228. When you get it there is a form to fill out to appeal the complaint from Verizon Fios.PLEASE HELP! Credit Score damaged by false accusation...need immediate advice.?
Probably you have some wrong items in your credit report. Use credit repair service to find and remove such bad stuff from your credit - freecreditreport.hotusa.org

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